Universal Credit: How Universal Credit affects couples – Should you open a joint account? | Personal Finance | Finance

Universal Credit is a means-tested benefit given to eligible claimants who are on a low income. The single benefit replaced six other benefits with a single monthly payment if you are out of work or on a low income. If you live as a couple, you can, in fact, claim Universal Credit as a couple, but should you open a joint account to make gains? How More...

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By admin On Monday, November 18th, 2019
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Pound Euro exchange rate: UK election optimism sparks GBP/EUR gains | City & Business | Finance

This means the chances of his deal being passed through parliament have increased, reducing the odds of a no-deal Brexit. While some economists are concerned that Sterling’s gains may be limited, further More...

By admin On Monday, November 18th, 2019
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Help to Buy ISA vs Lifetime ISAs: How your savings may see your mortgage rates be reduced | Personal Finance | Finance

For many people, the key to becoming the owner of a property will be by saving for a deposit and getting a mortgage. While there are a whole host of ways to save, some may opt to open a Help to Buy ISA and/or More...

By admin On Monday, November 18th, 2019
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State pension age: Who is eligible for Attendance Allowance? | Personal Finance | Finance

This payment is known as the Attendance Allowance, and the government website says the payment “helps with extra costs if you have a disability severe enough that you need someone to help look after you”. More...

By admin On Monday, November 18th, 2019
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Black Friday 2019 scam: Most commonly scammed item revealed – are you at risk of scam? | Personal Finance | Finance

Black Friday deals can often seem too good to be true, with many people taking the opportunity to get everything from gifts to household must-haves at a bargain price. While many of the offers are genuine, some More...

By admin On Monday, November 18th, 2019
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Universal Credit payments may change next month: Christmas payment dates | Personal Finance | Finance

A number of other benefits may be affected by the bank holidays, and this includes the state pension and Child Benefit. In fact, Attendance Allowance, State Pension, Carer’s Allowance, Disability Living More...

By admin On Sunday, November 17th, 2019
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What’s it like to be mortgage free? Homeowners on what paying off mortgage meant for them | Personal Finance | Finance

Mortgages are something many homeowners have, however that’s not to say that they are unable to ponder what it is like to be without the regular outgoing. That was the case for one Mumsnet user, who asked More...

By admin On Sunday, November 17th, 2019
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State pension age: Pension Credit claimants could qualify for Warm Home Discount Scheme | Personal Finance | Finance

The winter can be an expensive time for a whole host of reasons, and many people can be concerned about the cost of increasing their use of gas and electricity during this time. In order to help people make More...

By admin On Sunday, November 17th, 2019
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Inheritance Tax warning: Why life insurance payout could end up being subject to IHT | Personal Finance | Finance

For instance, if one leaves everything above the £325,000 threshold to their spouse, civil partner, a charity, or a community amateur sports club, then there is normally no Inheritance Tax to pay. During one’s More...

By admin On Saturday, November 16th, 2019
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State pension age: How much Winter Fuel Payment is and who is eligible | Personal Finance | Finance

Heating one’s home during the wintertime can be vital, however it doesn’t come without a cost. In order to help ease the impact of the heating bills, some people are able to get a tax-free payment during More...

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